RV'ing : For the Woods, Water, or Trail
When you’re hitting the highway in your camper, kicking up snow on your snowmobile, or making waves on your jet ski, the last thing you want to think about is insurance for the unexpected. Making the most of your relaxation and time getting away from it all starts with a solid insurance policy.
What kinds of vehicles are we talking about?
- Antique, classic, and special interest autos
- Motorhomes and 5th Wheels
- Golf Carts
- ATVs [all-terrain vehicles]
- Dune Buggies
Unfortunately, recreational vehicles aren’t immune to accidents and damage, and some are actually more risky than a regular automobile. That’s why it’s important to take recreational vehicle insurance as seriously as you would a good auto or home insurance policy. A great time relaxing can quickly turn tragic without proper coverage.
- Liability coverage – Incomes in Hamilton County tend to be higher than in the rest of the state. Your liability limits should be high enough to cover serious injuries and loss of others’ earnings due to injury from an accident.
- Medical Payments covers minor injuries and co-pays for you and your passengers, regardless of fault.
- Uninsured and Underinsured Motorist coverage pays for injuries to you and your passengers caused by a driver who has too little or no insurance. Unfortunately we’re not all on the same path when it comes to coverage, so protect yourself from others.
- Property damage coverage for your recreational vehicle protects your toy if it’s damaged, even when it’s due to an act of nature
- Transport Trailer coverage
- Roadside Assistance
- Trip Interruption
- Total Loss coverage
- Rental Vehicle coverage
- On-road coverage for off-road vehicles
- Personal effects coverage
- Loan and lease gap coverage