Motorcycle : Out on the Open Road
Weekend warrior? Daily commuter? Riding a motorcycle is one of our great freedoms, and there’s nothing like feeling the wind in your face as you explore the world on two wheels. With that freedom, however, comes great responsibility for you, your passengers, and other drivers.
It shouldn’t need to be said, but every motorcycle owner should ride responsibly. And of course, beside learning to safely drive a motorcycle, it’s extremely important to have coverage in place in case the unexpected happens. Dean purchased his first motorcycle at age 17, and Ken purchased his at 19. With their long history of owning and riding motorcycles, they understand why you need the right coverage and can help find you the perfect option.
Specific coverage, specific needs:
- Liability coverage – Incomes in Hamilton County tend to be higher than the rest of the state. Your liability limits should be high enough to cover serious injuries and loss of others’ earnings due to injury from an accident.
- Medical Payments covers minor injuries and co-pays for you and your passengers, regardless of fault.
- Uninsured and Underinsured Motorist Coverage pays for injuries to you and your passengers caused by a driver who has too little or no insurance. We’re not all on the same road when it comes to coverage, so protect yourself from others.
- Property Damage Coverage for your motorcycle protects your bike if it’s damaged. You can choose a deductible for this coverage based on the amount of damage you’re willing to pay for in the event of an accident.
- Accessory Coverage is automatically included for up to $3,000 worth of aftermarket parts or custom accessories for no additional cost. You can purchase additional coverage for a max of $30,000 in extras.
- Transport Trailer Coverage
- Roadside Assistance Coverage
- Trip Interruption Coverage
- Total Loss Coverage
- Rental Vehicle Coverage
- On-Road Coverage for off-road vehicles