Tax deductions are a way to lower your taxable income, so you can decrease the amount of taxes that you owe the government. Thinking about the different IRS-approved deductions as you prepare your tax returns may lead you to wonder: Is auto insurance tax deductible? The answer depends on how you use the car and […]
What is Roadside Assistance & Towing on my policy?
While you are tailoring your auto policy to your needs you will most likely get the question: Do you want to add roadside assistance on that vehicle? What is your agent really asking and what truly is the offer on the table? Roadside Assistance and Towing add a minimal premium to your policy it can […]
Declutter Your Living Space
The average person will spend a total of 3,680 hours, or 153 days of their life, searching for misplaced items.* Typically, the only time many of us think about decluttering our homes or spaces is when we’re getting ready to move. Whether you’re moving or just wanted to save time and space, this easy five-bin […]
Renters
According to the Pew Research Center, as of 2016, the number of renters is at peak levels. Nearly 43 million people are choosing to rent versus own. When thinking about insurance the typical renter, especially a young renter, may not even know that there are options available for them to protect their belongings as well […]
Scheduling vs. Blanketed
Should you insure your new jewels? The wild ride through the holiday season is wrapping up; we’ve made it through Christmas and into the New Year. Let’s talk about your new gifts for a moment. A new piece of jewelry can add a sparkle to your life. Maybe it is an engagement ring that caught […]
Winter Travel Tips
So far we have had a very mild winter, but that could change at anytime. Winter can bring challenging road conditions, making the mundane commute to work a nightmare or a winter storm can pop up out of nowhere making the trip to Grandma & Grandpa’s something for superheros to endure. The amount of safety […]
What about a car seat in a claim?
Here’s to all the parents out there driving around with car seats, whether it is one or multiple seats, the expense can add up should you need to replace them. What happens if that car you are driving around and that car loaded with your kids’ seats gets in an accident? It is something that […]
Christmas Time with a Marine
It’s no longer your “Leave it to Beaver Christmas” time, while it’s still a joyful time of the year, don’t let that deter you from being safe. We all need to remember there could be someone out there looking and waiting for us to be distracted. These days that distraction is most likely coming from […]
Preventing Freezing Pipes
When you’re insured with us at the Dean Ballenger Agency, know that we take pride in educating our clients about coverage. We walk through examples when we go over quotes over the phone, but what about after you’ve been with us for awhile. It’s time for a refresher on what some of your policy covers. […]
Deer, Be Careful!
Deer in the headlights LOOK! Let’s hope not! We were hoping to get this posted before we had the first deer claim this year. Bad news it didn’t happen. First claim in the books. WOW, Indiana has more than 14,000 deer-vehicle related collisions reported annually according to DNR. The weather is changing and if you […]