If you are one of our clients, contact Dean Ballenger Insurance Agency as soon as possible to file a Certificate of Compliance (COC) covering the date of the accident and the vehicle involved. Failure to submit proof of insurance after an accident, may result in the suspension of your driving privileges regardless of who is at fault.
Why does not showing your insurance card proof enough? Most insurance cards are issued on an annual or sixth month basis. Because people who purchase insurance are allowed to purchase insurance on a monthly payment basis. They receive an insurance card after making one payment and then never make another payment. Therefore their policy cancels but there is no way of getting their insurance card back. At the time of the accident, people are able to show proof of insurance when there is actually no coverage.
If verification of financial responsibility is not received, Indiana law require the BMV to suspend your driving privileges, vehicle registration, or both.